Herself was comfortable with him, so I figured we'd set an appointment and get started...and then he said "Well. We have an open slot now - wanna get started?" :gulp:
Yup. Financial manager came in.....wow. I knew braces weren't cheap, but.....the total, before insurance was $5,500. :-0 We get a "discount" because of our insurance of $750. Then our insurance kicks in, and pays up to $2500 (although she said it might pay more, depending. :fingers crossed: Our total out-of-pocket is $2250...with a $250 downpayment and $100/month co-pay. :Gulp:
Now, I had the downpayment....so I said "OK". She needs it - and I knew it, but I kept waiting. I can't keep waiting, though - because jobs aren't guaranteed, and there's NO WAY we can afford to pay full price...especially since Himself also need braces. :sigh:
At least the co-pay isn't out of reach (I just can't do as much "fun" stuff each month now - oh, well. She NEEDS this more than I need books or field trips, y'know?) And the doc is really nice - he told me that he's willing to come in on weekends or after hours if the patient needs something fixed. AND he talked to Herself instead of me most of the consultation - which is impressive. It's HER mouth that's being worked on, not mine, so.....yeah, I was impressed.
She's a little sore right now, because she had to keep her mouth open for an hour, and she's having to re-learn how to talk (she's lisping. It's so cute! :lol:). She opted for Neon blue this month - next month, she wants to change to glow-in-the-dark (you can change colors every month - man, Orthodontics have sure changed since I had my braces way back in 1981!) At least she's not upset over this surprise - we'd been discussing braces for a good 6 months now, so she KNEW she'd be getting them...just not that she'd be getting them *today*. She handled it really, really well - and I couldn't be prouder of her!
We also went and got Himself's eyes examined....$10 later, he has a new pair of glasses coming. Zenni Optical can't even match THAT price! (We do have good insurance...it's just that bifocals/progressives are too expensive. Insurance will only pay up to 80%. Single vision, they pay $150 for frames and 100% less a $10 co-pay.)
I'll save up a bit, then take Himself in.......2 kids in braces at a time won't be fun, but it's do-able. As long as I stay out of the bookstores, that is. :lol: (It's not going to be that bad. Herself's simply took over the slot I was paying on SG's Firestone bill. Himself's will dip into the "extra" funds....but won't hurt us, at the moment. As long as things don't jump in price tremendously, we'll be fine. AND both kids will have decent smiles.)
It's hard being a parent sometimes, y'know? But this? Wasn't a hard decision to make. She NEEDS this, so.....she gets it. :shrug: (I had hoped the Lord wouldn't tarry, but He has, so....:shrug: If He comes this RH, well....I can at least tell Him I did my best. :wink:)
This entry was originally posted at http://fiberaddict.dreamwidth.org/765474.html. Please comment there using OpenID.